tag:blogger.com,1999:blog-6427940.post7739378008678864163..comments2023-12-05T07:50:19.855-05:00Comments on No Oil for Pacifists: McCain on Healthcare@nooil4pacifistshttp://www.blogger.com/profile/16688417615117569825noreply@blogger.comBlogger1125tag:blogger.com,1999:blog-6427940.post-76362604003314656132008-05-01T01:17:00.000-04:002008-05-01T01:17:00.000-04:00I like this system -- it encourages people to make...I like this system -- it encourages people to make collectives, to get bargaining power with the insurance companyies... and if you're not happy with the bargains made by your collective, you can find another collective you think will do better.<BR/><BR/>Currently, with the current employer system, the company you work for gets to decide what the coverage is and how much of it. They want to pay only for an HMO, you get an HMO, even if you don't like the coverage provided by the HMO, or the HMO doesn't work with your preferred physician. You leave that job, you lose that coverage, and have to re-qualify at your new job. <BR/><BR/>Employment transitions are the likely place to break these connections. While there will always, likely, be people who take the easy route and take whatever their employer hands them, it allows for anyone willing or interested in spending the time to investigate and ask about collectives to find one which suits their needs and desires better.<BR/><BR/>It's never made sense to me that coverage be tied to employment. It may have made more sense back when that was the only rationally identifiable collective one was a part of, but it's quite clear that the internet provides far more options in that regard. <BR/><BR/>Just as you are now a member of a dozen blogs, three bank accounts, four credit card organization, six discount-purchase arrangements -- you can select what "insurance collective" you are a part of. <BR/><BR/>There may be rules about when you can join, and who can join which collectives, as time passes (allowing the insurance market a bit more segregation in allocating and controlling risks), but that simply makes sense. Certainly there will always be "no questions asked" collectives, too, and probably some will decide to have open-enrollment periods just like current employer insurance systems do.<BR/><BR/><BR/>The libtards are going to hate this system, since it reduces centralized control they can gain power over. I like it.<BR/><BR/>.OBloodyHellhttps://www.blogger.com/profile/09992539380115488567noreply@blogger.com